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Bank of New Zealand

Term Deposit

Term Deposit Personal Visit website
Deposit Range: $2,000 - $5,000,000
Term Rate
3 Months 2.70% p.a.
6 Months 3.45% p.a.
1 Year 3.70% p.a.
2 Years 4.00% p.a.
3 Years 4.40% p.a.
4 Years 4.60% p.a.
5 Years 4.70% p.a.
Interest Paid: Monthly
Deposit Range: $2,000 - $5,000,000
Term Rate
1 Month 1.70% p.a.
3 Months 2.70% p.a.
6 Months 3.45% p.a.
1 Year 3.70% p.a.
2 Years 4.00% p.a.
3 Years 4.40% p.a.
4 Years 4.60% p.a.
5 Years 4.70% p.a.
Interest Paid: At Maturity

Term PIE

Term Deposit Personal Visit website
Deposit Range: $2,000 - $10,000,000
Term Rate
1 Month 1.70% p.a.
3 Months 2.70% p.a.
6 Months 3.45% p.a.
1 Year 3.70% p.a.
2 Years 4.00% p.a.
3 Years 4.40% p.a.
4 Years 4.60% p.a.
5 Years 4.70% p.a.
Interest Paid: At Maturity

Rapid Save

Savings Account Personal Visit website
Balance Range: $1 - $5,000,000
Base Rate Bonus Rate Total Rate
1.70% p.a. - 1.70% p.a.
Interest Calculated: Daily
Interest Paid: Monthly
Conditions: One free withdrawal per bank month; subsequent withdrawals cost $3 each. Transfers to BNZ term deposits or Term PIEs are not classified as withdrawals.

Home Loan

Home Loan Personal Visit website
Term Rate
Floating 5.84% p.a.
6 Months 4.49% p.a.
1 Year 4.59% p.a.
2 Years 4.89% p.a.
3 Years 5.29% p.a.
4 Years 5.59% p.a.
5 Years 5.79% p.a.

TotalMoney

Home Loan Personal Visit website
Term Rate
Floating 5.94% p.a.

Better Future Home Loan

Home Loan Personal Visit website
Top-up for qualifying energy efficiency improvements
Term Rate
3 Years 1.00% p.a.

Advantage Classic Visa

Credit Card Personal Visit website
Network Visa
Purchase Rate 20.95% p.a.
Interest-Free Days 44
Annual Fee $40
Rewards True Rewards - 1 BNZ Point for every $1 spent

Advantage Visa Platinum

Credit Card Personal Visit website
Network Visa
Purchase Rate 18.95% p.a.
Interest-Free Days 44
Annual Fee $90
Rewards Other - 1.67 BNZ Points per $1 spent

Lite Visa

Credit Card Personal Visit website
Network Visa
Purchase Rate 13.50% p.a.
Interest-Free Days 55
Annual Fee $10