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The Co-operative Bank

Term Deposit

Term Deposit • Personal • Visit website
Deposit Range: $2,000 - $1,000,000
Term Rate
1 Month 1.90% p.a.
3 Months 2.90% p.a.
6 Months 3.40% p.a.
1 Year 3.70% p.a.
2 Years 4.10% p.a.
3 Years 4.40% p.a.
4 Years 4.60% p.a.
Interest Paid: At Maturity
Deposit Range: $2,000 - $1,000,000
Term Rate
3 Months 2.90% p.a.
6 Months 3.40% p.a.
1 Year 3.70% p.a.
2 Years 4.10% p.a.
3 Years 4.40% p.a.
4 Years 4.60% p.a.
Interest Paid: Quarterly
Interest Compounded: Quarterly
Deposit Range: $5,000 - $1,000,000
Term Rate
3 Months 2.90% p.a.
6 Months 3.40% p.a.
1 Year 3.70% p.a.
2 Years 4.10% p.a.
3 Years 4.40% p.a.
4 Years 4.60% p.a.
Interest Paid: Monthly
Deposit Range: $5,000 - $1,000,000
Term Rate
6 Months 3.45% p.a.
1 Year 3.80% p.a.
Interest Paid: Monthly, At Maturity

Online Account

Savings Account • Personal • Visit website
Balance Range: $1+
Base Rate Bonus Rate Total Rate
0.75% p.a. - 0.75% p.a.
Interest Calculated: Daily
Interest Paid: Monthly

Prize Draw Saver

Savings Account • Personal • Visit website
Balance Range: $1+
Base Rate Bonus Rate Total Rate
0.25% p.a. - 0.25% p.a.
Interest Calculated: Daily
Interest Paid: Annually

Step Saver

Savings Account • Personal • Visit website
Balance Range: $1+
Base Rate Bonus Rate Total Rate
0.55% p.a. 1.45% p.a. 2.00% p.a.
Interest Calculated: Daily
Interest Paid: Monthly
Conditions: To earn the bonus rate, you need to make a deposit of at least $20 each month. Unlimited withdrawals allowed, but bonus interest may be forfeited if conditions not met.

Home Loan

Home Loan • Personal • Visit website
Term Rate
Floating 4.99% p.a.
6 Months 5.09% p.a.
1 Year 5.09% p.a.
2 Years 5.65% p.a.
3 Years 5.89% p.a.
4 Years 6.25% p.a.
5 Years 6.39% p.a.

Owner Occupied Home Loan

Home Loan • Personal • Visit website
Owner occupied
Term Rate
Floating 4.99% p.a.
6 Months 4.59% p.a.
1 Year 4.59% p.a.
2 Years 5.15% p.a.
3 Years 5.39% p.a.
4 Years 5.75% p.a.
5 Years 5.89% p.a.

First Home Buyer Special

Home Loan • Personal • Visit website
First home buyers
Term Rate
1 Year 4.49% p.a.

Fair Rate Mastercard

Credit Card • Personal • Visit website
Network Mastercard
Purchase Rate 12.95% p.a.
Interest-Free Days 55
Annual Fee $20