Term Deposit

Term Deposit Personal Visit website
Deposit Range: $5,000 - $10,000,000
Term Rate
1 Month 1.80% p.a.
3 Months 2.85% p.a.
Interest Paid: At Maturity
Deposit Range: $5,000 - $10,000,000
Term Rate
6 Months 3.45% p.a.
Interest Paid: Quarterly, At Maturity
Interest Compounded: Quarterly
Deposit Range: $5,000 - $10,000,000
Term Rate
1 Year 3.70% p.a.
2 Years 4.05% p.a.
3 Years 4.50% p.a.
4 Years 4.60% p.a.
5 Years 5.00% p.a.
Interest Paid: Quarterly, Biannually, Annually, At Maturity
Interest Compounded: Quarterly, Biannually, Annually
Deposit Range: $10,000 - $10,000,000
Term Rate
6 Months 3.45% p.a.
1 Year 3.70% p.a.
2 Years 4.05% p.a.
3 Years 4.50% p.a.
4 Years 4.60% p.a.
5 Years 5.00% p.a.
Interest Paid: Monthly

Term Fund

Term Deposit Personal Visit website
Deposit Range: $5,000 - $10,000,000
Term Rate
1 Month 1.80% p.a.
3 Months 2.85% p.a.
Interest Paid: At Maturity
Deposit Range: $5,000 - $10,000,000
Term Rate
6 Months 3.45% p.a.
Interest Paid: Quarterly, At Maturity
Interest Compounded: Quarterly
Deposit Range: $5,000 - $10,000,000
Term Rate
1 Year 3.70% p.a.
2 Years 4.05% p.a.
3 Years 4.50% p.a.
4 Years 4.60% p.a.
5 Years 5.00% p.a.
Interest Paid: Quarterly, Biannually, Annually, At Maturity
Interest Compounded: Quarterly, Biannually, Annually
Deposit Range: $10,000 - $10,000,000
Term Rate
6 Months 3.45% p.a.
1 Year 3.70% p.a.
2 Years 4.05% p.a.
3 Years 4.50% p.a.
4 Years 4.60% p.a.
5 Years 5.00% p.a.
Interest Paid: Monthly

Savings On Call

Savings Account Personal Visit website
Balance Range: $1+
Base Rate Bonus Rate Total Rate
0.10% p.a. - 0.10% p.a.
Interest Calculated: Daily
Interest Paid: Monthly

Savings Plus Monthly

Savings Account Personal Visit website
Balance Range: $1 - $2,000,000
Base Rate Bonus Rate Total Rate
0.05% p.a. 1.55% p.a. 1.60% p.a.
Interest Calculated: Daily
Interest Paid: Monthly
Conditions: To earn the bonus interest on this account, you must make no withdrawals or only one withdrawal during the first day of the month. No other withdrawals are permitted. Effective 9am 1 November 2025.

Cash Fund

Savings Account Personal Visit website
Balance Range: $1 - $20,000,000
Base Rate Bonus Rate Total Rate
0.10% p.a. - 0.10% p.a.
Interest Calculated: Daily
Interest Paid: Monthly
Conditions: Unlimited withdrawals can be made within a month, however for partial withdrawals the remaining balance must be above $500.00.

Home Loan

Home Loan Personal Visit website
Term Rate
Floating 5.79% p.a.
6 Months 4.49% p.a.
1 Year 4.59% p.a.
2 Years 5.09% p.a.
3 Years 5.39% p.a.
4 Years 5.55% p.a.
5 Years 5.69% p.a.

Better Homes Top Up

Home Loan Personal Visit website
Top-up for home energy efficiency improvements
Term Rate
3 Years 1.00% p.a.

Visa Flex

Credit Card Personal Visit website
Network Visa
Purchase Rate 9.95% p.a.
Interest-Free Days 55
Annual Fee $0

Visa Light

Credit Card Personal Visit website
Network Visa
Purchase Rate 13.50% p.a.
Interest-Free Days 55
Annual Fee $0

Visa Platinum Rewards

Credit Card Personal Visit website
Network Visa
Purchase Rate 19.95% p.a.
Interest-Free Days 55
Annual Fee $80
Rewards True Rewards - TR$1 for every $100 spent (or 1 Everyday Rewards point per $1)

Visa Rewards

Credit Card Personal Visit website
Network Visa
Purchase Rate 20.95% p.a.
Interest-Free Days 55
Annual Fee $40
Rewards True Rewards - TR$1 for every $150 spent (or 1 Everyday Rewards point per $2)