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ASB Bank
Term Deposit
Deposit Range: $5,000 - $10,000,000
| Term | Rate |
|---|---|
| 1 Month | 1.80% p.a. |
| 3 Months | 2.85% p.a. |
Interest Paid: At Maturity
Deposit Range: $5,000 - $10,000,000
| Term | Rate |
|---|---|
| 6 Months | 3.45% p.a. |
Interest Paid: Quarterly, At Maturity
Interest Compounded: Quarterly
Deposit Range: $5,000 - $10,000,000
| Term | Rate |
|---|---|
| 1 Year | 3.70% p.a. |
| 2 Years | 4.05% p.a. |
| 3 Years | 4.50% p.a. |
| 4 Years | 4.60% p.a. |
| 5 Years | 5.00% p.a. |
Interest Paid: Quarterly, Biannually, Annually, At Maturity
Interest Compounded: Quarterly, Biannually, Annually
Deposit Range: $10,000 - $10,000,000
| Term | Rate |
|---|---|
| 6 Months | 3.45% p.a. |
| 1 Year | 3.70% p.a. |
| 2 Years | 4.05% p.a. |
| 3 Years | 4.50% p.a. |
| 4 Years | 4.60% p.a. |
| 5 Years | 5.00% p.a. |
Interest Paid: Monthly
Term Fund
Deposit Range: $5,000 - $10,000,000
| Term | Rate |
|---|---|
| 1 Month | 1.80% p.a. |
| 3 Months | 2.85% p.a. |
Interest Paid: At Maturity
Deposit Range: $5,000 - $10,000,000
| Term | Rate |
|---|---|
| 6 Months | 3.45% p.a. |
Interest Paid: Quarterly, At Maturity
Interest Compounded: Quarterly
Deposit Range: $5,000 - $10,000,000
| Term | Rate |
|---|---|
| 1 Year | 3.70% p.a. |
| 2 Years | 4.05% p.a. |
| 3 Years | 4.50% p.a. |
| 4 Years | 4.60% p.a. |
| 5 Years | 5.00% p.a. |
Interest Paid: Quarterly, Biannually, Annually, At Maturity
Interest Compounded: Quarterly, Biannually, Annually
Deposit Range: $10,000 - $10,000,000
| Term | Rate |
|---|---|
| 6 Months | 3.45% p.a. |
| 1 Year | 3.70% p.a. |
| 2 Years | 4.05% p.a. |
| 3 Years | 4.50% p.a. |
| 4 Years | 4.60% p.a. |
| 5 Years | 5.00% p.a. |
Interest Paid: Monthly
Savings On Call
Balance Range: $1+
| Base Rate | Bonus Rate | Total Rate |
|---|---|---|
| 0.10% p.a. | - | 0.10% p.a. |
Interest Calculated: Daily
Interest Paid: Monthly
Savings Plus Monthly
Balance Range: $1 - $2,000,000
| Base Rate | Bonus Rate | Total Rate |
|---|---|---|
| 0.05% p.a. | 1.55% p.a. | 1.60% p.a. |
Interest Calculated: Daily
Interest Paid: Monthly
Conditions: To earn the bonus interest on this account, you must make no withdrawals or only one withdrawal during the first day of the month. No other withdrawals are permitted. Effective 9am 1 November 2025.
Cash Fund
Balance Range: $1 - $20,000,000
| Base Rate | Bonus Rate | Total Rate |
|---|---|---|
| 0.10% p.a. | - | 0.10% p.a. |
Interest Calculated: Daily
Interest Paid: Monthly
Conditions: Unlimited withdrawals can be made within a month, however for partial withdrawals the remaining balance must be above $500.00.
Home Loan
| Term | Rate |
|---|---|
| Floating | 5.79% p.a. |
| 6 Months | 4.49% p.a. |
| 1 Year | 4.59% p.a. |
| 2 Years | 5.09% p.a. |
| 3 Years | 5.39% p.a. |
| 4 Years | 5.55% p.a. |
| 5 Years | 5.69% p.a. |
Better Homes Top Up
Top-up for home energy efficiency improvements
| Term | Rate |
|---|---|
| 3 Years | 1.00% p.a. |
Visa Flex
| Network | Visa |
|---|---|
| Purchase Rate | 9.95% p.a. |
| Interest-Free Days | 55 |
| Annual Fee | $0 |
Visa Light
| Network | Visa |
|---|---|
| Purchase Rate | 13.50% p.a. |
| Interest-Free Days | 55 |
| Annual Fee | $0 |
Visa Platinum Rewards
| Network | Visa |
|---|---|
| Purchase Rate | 19.95% p.a. |
| Interest-Free Days | 55 |
| Annual Fee | $80 |
| Rewards | True Rewards - TR$1 for every $100 spent (or 1 Everyday Rewards point per $1) |
Visa Rewards
| Network | Visa |
|---|---|
| Purchase Rate | 20.95% p.a. |
| Interest-Free Days | 55 |
| Annual Fee | $40 |
| Rewards | True Rewards - TR$1 for every $150 spent (or 1 Everyday Rewards point per $2) |