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Police Credit Union

Term Deposit

Term Deposit • Personal • Last updated 2 October 2026 • Visit website
Deposit Range: $500 - $250,000
Term Rate
3 Months 2.75% p.a.
6 Months 3.45% p.a.
1 Year 4.00% p.a.
2 Years 4.25% p.a.
Interest Paid: Monthly, Quarterly, Biannually, At Maturity

Achiever Saver

Savings Account • Personal • Last updated 2 October 2026 • Visit website
Balance Range: $1+
Base Rate Bonus Rate Total Rate
0.50% p.a. - 0.50% p.a.
Interest Calculated: Daily
Interest Paid: Monthly

Bonus Saver

Savings Account • Personal • Last updated 2 October 2026 • Visit website
Balance Range: $20+
Base Rate Bonus Rate Total Rate
0.15% p.a. 1.85% p.a. 2.00% p.a.
Interest Calculated: Daily
Interest Paid: Monthly
Conditions: To earn bonus interest, make no withdrawals and deposit at least $20 each month.

Christmas Club

Savings Account • Personal • Last updated 13 December 2025 • Visit website
Balance Range: $20+
Base Rate Bonus Rate Total Rate
0.35% p.a. - 0.35% p.a.
Interest Calculated: Daily
Interest Paid: Monthly

Future Saver

Savings Account • Personal • Last updated 2 October 2026 • Visit website
Balance Range: $20+
Base Rate Bonus Rate Total Rate
0.15% p.a. 1.85% p.a. 2.00% p.a.
Interest Calculated: Daily
Interest Paid: Monthly
Conditions: To earn bonus interest, make no withdrawals and deposit at least $20 each month.

Spending Account

Savings Account • Personal • Last updated 29 August 2026 • Visit website
Balance Range: $2,001+
Base Rate Bonus Rate Total Rate
0.05% p.a. - 0.05% p.a.
Conditions: Interest is paid only when the account balance is over $2,000. Police Credit Union membership eligibility applies.

Shared Ownership

Home Loan • Personal • Last updated 4 September 2026 • Visit website
Term Rate
Floating 5.44% p.a.
6 Months 5.35% p.a.
1 Year 5.19% p.a.
2 Years 5.69% p.a.
Conditions: First Home TOGETHER scheme where Police Credit Union can contribute up to 10% as interest-free deposit help; borrower has at least 10% deposit and aims to buy out the shared ownership within 10 years.

Reverse Mortgage

Home Loan • Personal • Last updated 4 September 2026 • Visit website
Term Rate
Floating 7.64% p.a.
Conditions: Reverse mortgage for members aged 67 and over; maximum borrowing is $100,000 or 20% of property value for ages 67-69, and $150,000 or 25% of property value for ages 70 and over.

Home Loan

Home Loan • Personal • Last updated 2 October 2026 • Visit website
Term Rate
Floating 6.29% p.a.
6 Months 4.79% p.a.
1 Year 4.99% p.a.
2 Years 5.39% p.a.