Term Deposit

Term Deposit • Personal • Last updated 16 September 2026 • Visit website
Deposit Range: $1,000 - $5,000,000
Term Rate
3 Months 3.00% p.a.
6 Months 3.55% p.a.
1 Year 4.05% p.a.
2 Years 4.35% p.a.
3 Years 4.50% p.a.
Interest Paid: Monthly, Quarterly, At Maturity

i-save

Savings Account • Personal • Last updated 29 July 2026 • Visit website
Balance Range: $1+
Base Rate Bonus Rate Total Rate
0.60% p.a. - 0.60% p.a.
Interest Calculated: Daily
Interest Paid: Monthly
Conditions: No withdrawals or direct debits permitted. Funds can only be transferred to other SBS accounts.

Unwind Reverse Equity

Home Loan • Personal • Last updated 29 August 2026 • Visit website
Term Rate
Floating 8.24% p.a.

Residential Home Loan

Home Loan • Personal • Last updated 11 September 2026 • Visit website
Term Rate
Floating 6.34% p.a.
6 Months 5.39% p.a.
1 Year 5.59% p.a.
2 Years 6.04% p.a.
3 Years 6.04% p.a.
4 Years 6.09% p.a.
5 Years 6.09% p.a.

Transactional Flexi

Home Loan • Personal • Last updated 11 September 2026 • Visit website
Term Rate
Floating 6.34% p.a.

First Home Combo

Home Loan • Personal • Last updated 29 August 2026 • Visit website
First home buyers
Term Rate
1 Year 4.49% p.a.

Construction Loan for First Home Buyers

Home Loan • Personal • Last updated 11 September 2026 • Visit website
First home buyers construction
Term Rate
Floating 3.79% p.a.

Special Home Loan

Home Loan • Personal • Last updated 29 August 2026 • Visit website
Special Rate
Residential lending with at least 20% equity, residential investment lending with at least 30% equity, or eligible First Home Loan lending with at least 5% equity.
Term Rate
6 Months 4.79% p.a.
1 Year 4.99% p.a.
2 Years 5.44% p.a.
3 Years 5.44% p.a.
4 Years 5.49% p.a.
5 Years 5.49% p.a.

SBS Visa

Credit Card • Personal • Last updated 2 January 2026 • Visit website
Network Visa
Purchase Rate 19.65% p.a.
Interest-Free Days 55
Annual Fee $0
Rewards Cashback - $1 cashback for every $150 spent