Term Deposit

Term Deposit • Personal • Last updated 2 October 2026 • Visit website
Deposit Range: $1,000 - $5,000,000
Term Rate
1 Month 1.80% p.a.
3 Months 3.00% p.a.
6 Months 3.55% p.a.
1 Year 4.00% p.a.
2 Years 4.25% p.a.
3 Years 4.50% p.a.
4 Years 4.75% p.a.
5 Years 4.80% p.a.
Interest Paid: Biannually, At Maturity

Business On Call

Savings Account • Business • Last updated 2 October 2026 • Visit website
Balance Range: $1 - $99,999
Base Rate Bonus Rate Total Rate
1.00% p.a. - 1.00% p.a.
Balance Range: $100,000+
Base Rate Bonus Rate Total Rate
1.20% p.a. - 1.20% p.a.

WebSaver

Savings Account • Personal • Last updated 2 October 2026 • Visit website
Balance Range: $1+
Base Rate Bonus Rate Total Rate
1.40% p.a. - 1.40% p.a.
Interest Calculated: Daily
Interest Paid: Monthly

Youth

Savings Account • Personal • Last updated 2 October 2026 • Visit website
Balance Range: $0+
Base Rate Bonus Rate Total Rate
1.40% p.a. - 1.40% p.a.
Interest Calculated: Daily
Interest Paid: Quarterly
Conditions: This account is for customers aged under 18. A parent or legal guardian must operate an account for a child aged 0 to 6. At age 18, TSB changes the account to a Connect Plus account.

Home Loan

Home Loan • Personal • Last updated 2 October 2026 • Visit website
Term Rate
Floating 7.09% p.a.
6 Months 5.69% p.a.
1 Year 5.99% p.a.
2 Years 6.19% p.a.
3 Years 6.49% p.a.
4 Years 6.69% p.a.
5 Years 6.79% p.a.

Liberty Revolving Credit

Home Loan • Personal • Last updated 11 September 2026 • Visit website
Term Rate
Floating 6.39% p.a.

Special Home Loan

Home Loan • Personal • Last updated 2 October 2026 • Visit website
Special Rate
Minimum 20% deposit.
Term Rate
Floating 6.29% p.a.
6 Months 4.89% p.a.
1 Year 5.19% p.a.
2 Years 5.39% p.a.
3 Years 5.69% p.a.
4 Years 5.89% p.a.
5 Years 5.99% p.a.

Low Rate Mastercard

Credit Card • Personal • Last updated 11 September 2026 • Visit website
Network Mastercard
Purchase Rate 9.95% p.a.
Interest-Free Days 55
Annual Fee $20

Platinum Mastercard

Credit Card • Personal • Last updated 2 January 2026 • Visit website
Network Mastercard
Purchase Rate 20.95% p.a.
Interest-Free Days 55
Annual Fee $90