Savings Accounts

Conditions: To earn bonus interest on this account, no withdrawals can be made within the month and $20.00 or more must be deposited on or before the last business day of the month. One free withdrawal may be made within a month, however any bonus interest for that month will be forfeit.

Conditions: Unlimited withdrawals can be made within a month, however for partial withdrawals the remaining balance must be above $500.00.

Conditions: To earn the bonus interest on this account, you must make no withdrawals or only one withdrawal during the first day of the month. No other withdrawals are permitted. Effective 9am 1 November 2025.

Conditions: Auto sweep facility to short-term deposits for balances above NZD 1,000.

Conditions: One free withdrawal per bank month; subsequent withdrawals cost $3 each. Transfers to BNZ term deposits or Term PIEs are not classified as withdrawals.

Conditions: Withdrawals can be made by giving 32 days notice prior to the desired date. The transfer date is automatically set for 32 days later.

Conditions: Withdrawals can be made by giving 90 days notice prior to the desired date. The transfer date is automatically set for 90 days later.

Conditions: If you make a withdrawal you won't earn interest that month.

Conditions: Withdrawals can be made by giving 32 days notice prior to the desired date. The transfer date is automatically set for 32 days later. Early withdrawals are permitted but an immediate withdrawal charge applies.

Conditions: Withdrawals can be made by giving 90 days notice prior to the desired date. The transfer date is automatically set for 90 days later. Early withdrawals are permitted but an immediate withdrawal charge applies.

Conditions: To earn bonus interest, make no withdrawals and deposit at least $20 each month.

Conditions: To earn bonus interest, make no withdrawals and deposit at least $20 each month.

Conditions: Withdrawals require prior notice. Early withdrawals may incur a withdrawal charge.

Conditions: To earn bonus interest, specific conditions must be met as per the product terms. Withdrawals can be made subject to account conditions.

Conditions: No withdrawals or direct debits permitted. Funds can only be transferred to other SBS accounts.

Conditions: To earn the bonus rate, you need to make a deposit of at least $20 each month. Unlimited withdrawals allowed, but bonus interest may be forfeited if conditions not met.

Conditions: To earn bonus interest, on the last day of the month your account balance must be $20 greater than on the last day of the month prior. The $20 excludes interest earned on the account and/or Westpac fees charged to the account. Payments can be made directly out of your Westpac Bonus Saver account.

Conditions: To earn bonus return, on the last day of the month your balance must be $20 greater than the last day of the month prior. The $20 excludes returns earned on the account and/or Westpac fees charged to the account. Payments can be made directly from your Westpac Bonus Saver PIE account. ATM access is for balance enquiry, funds transfers and deposits only. Cash withdrawals can be made in branch (a $2.50 fee applies).

Conditions: 32-day notice period required for withdrawals. You must have a New Zealand bank account to make withdrawals from your Notice Saver account.